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So then what about the risk of you falling into default and having them after you for the funds like the individuals you may have read about? The answer to that is that all payday lenders supply emergency extensions if for some reason you don’t have the income when it comes due. So they work with their borrowers to help keep them out of loan default.


The bottom line here is that while an on-line payday cash advance is classified as high risk and because of that will come with much less than optimal terms. The fact is that when no one else is willing to trust you and lend you income when you’re in a monetary jam, “they will”. All they ask in return is that you simply honor your word, and pay them back.


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